16.3 C
Monday, June 24, 2024
HomeBusinessBusiness Insurance For Freelancers and Sole Traders

Business Insurance For Freelancers and Sole Traders


Related stories


Business insurance for freelancers and sole traders is crucial for a range of reasons. If your work involves using a vehicle for business, you might need public liability insurance. This covers you in the event of an accident or injury. In most states, this insurance is included in vehicle registration fees. However, if you’re running your own business, you may not need worker’s compensation insurance. This article explores the benefits of sole trader and freelancer insurance from a number of different companies.

Aviva offers tailored business insurance for sole traders and freelancers

The benefits of taking out insurance for a freelancer or sole trader can be significant. There are three types of cover, including personal accident cover, income protection cover and serious illness cover. The latter starts paying out after seven days off work. The former is particularly beneficial for freelancers, as it protects them from financial disasters, such as an unexpected fire. Alternatively, you can opt for a package that includes a mix of both types of cover.

As with other policies, you can choose different combinations of cover to suit your requirements. The amount of cover you need will depend on your type of business, how many customers you expect to have and the type of premises and equipment you have. Aviva offers a range of business insurance for sole traders and freelancers that covers a variety of different aspects of running a business. Whether you’re just starting out or have been in business for years, you’ll be able to find the right policy for your needs.

Hiscox offers public liability insurance for self-employed

Hiscox has been providing business insurance products since 1901, with headquarters in Bermuda. Today, the company has a U.S. office in Atlanta and operates out of nine regional offices. Hiscox conducts business in 14 countries and all 50 states. Despite its reputation as a provider of commercial insurance, Hiscox does not offer small business insurance in Alaska or Hawaii. Hiscox’s product portfolio consists of a broad range of business insurance products, including commercial general liability, professional liability, cyber liability, and workers’ compensation. The company also writes business owner’s policies and personal insurance.

Hiscox also offers a variety of business insurance products designed specifically for freelancers and self-employed individuals. From public liability and professional indemnity to office and contractor’s insurance, Hiscox has a policy for your needs. Hiscox’s website allows for easy online management, including free certificates of coverage and the ability to add additional insureds. The company also offers online support and claims handling.

Churchill offers self-employed and sole trader insurance

Churchill offers a wide range of business and self-employed insurance. The policy covers a range of risks, including compensation fees. Churchill’s website allows you to quickly compare different policies and see how much each will cost. They also list what’s included in each policy, so you can see how Churchill compares to other providers. It’s easy to compare and choose the best option for you based on your specific needs.

Self-employed and sole trader insurance from Churchill is designed to protect small businesses against risks associated with running a business. It includes public liability insurance, which covers you in the event of a legal action, as well as employers’ liability insurance. Other coverage options include business equipment and stock cover and personal accident insurance for your staff. This can help cover a wide range of risks, and it’s the only policy to give you the peace of mind that you need when running a business.

Liberty Mutual offers self-employed and sole trader insurance

Liberty Mutual is an insurance provider that provides specialized self-employed and sole trader insurance. It has been around for 109 years and has offices across the country. Many users have praised the company’s app for its ease of use and responsive customer service. The company also offers a small business dashboard. This app is a free download for iPhone and Android devices. There are also reviews online of the insurance company’s small business dashboard.

The company has a wide range of coverage options and may be more expensive than smaller, local insurance companies. The company’s specialized coverage includes a huge range of industries and acts of war and terrorism. However, if you want comprehensive coverage, Liberty Mutual is an excellent choice. Liberty Mutual’s mobile app is a useful tool for comparison shopping. Liberty Mutual is a great choice for self-employed and sole trader insurance.


- Never miss a story with notifications

- Gain full access to our premium content

- Browse free from up to 5 devices at once

[tds_leads input_placeholder="Your email address" btn_horiz_align="content-horiz-center" pp_msg="SSd2ZSUyMHJlYWQlMjBhbmQlMjBhY2NlcHQlMjB0aGUlMjAlM0NhJTIwaHJlZiUzRCUyMiUyMyUyMiUzRVByaXZhY3klMjBQb2xpY3klM0MlMkZhJTNFLg==" pp_checkbox="yes" tdc_css="eyJhbGwiOnsibWFyZ2luLXRvcCI6IjMwIiwibWFyZ2luLWJvdHRvbSI6IjQwIiwiZGlzcGxheSI6IiJ9LCJwb3J0cmFpdCI6eyJtYXJnaW4tdG9wIjoiMTUiLCJtYXJnaW4tYm90dG9tIjoiMjUiLCJkaXNwbGF5IjoiIn0sInBvcnRyYWl0X21heF93aWR0aCI6MTAxOCwicG9ydHJhaXRfbWluX3dpZHRoIjo3NjgsImxhbmRzY2FwZSI6eyJtYXJnaW4tdG9wIjoiMjAiLCJtYXJnaW4tYm90dG9tIjoiMzAiLCJkaXNwbGF5IjoiIn0sImxhbmRzY2FwZV9tYXhfd2lkdGgiOjExNDAsImxhbmRzY2FwZV9taW5fd2lkdGgiOjEwMTksInBob25lIjp7Im1hcmdpbi10b3AiOiIyMCIsImRpc3BsYXkiOiIifSwicGhvbmVfbWF4X3dpZHRoIjo3Njd9" display="column" gap="eyJhbGwiOiIyMCIsInBvcnRyYWl0IjoiMTAiLCJsYW5kc2NhcGUiOiIxNSJ9" f_msg_font_family="downtown-sans-serif-font_global" f_input_font_family="downtown-sans-serif-font_global" f_btn_font_family="downtown-sans-serif-font_global" f_pp_font_family="downtown-serif-font_global" f_pp_font_size="eyJhbGwiOiIxNSIsInBvcnRyYWl0IjoiMTEifQ==" f_btn_font_weight="700" f_btn_font_size="eyJhbGwiOiIxMyIsInBvcnRyYWl0IjoiMTEifQ==" f_btn_font_transform="uppercase" btn_text="Unlock All" btn_bg="#000000" btn_padd="eyJhbGwiOiIxOCIsImxhbmRzY2FwZSI6IjE0IiwicG9ydHJhaXQiOiIxNCJ9" input_padd="eyJhbGwiOiIxNSIsImxhbmRzY2FwZSI6IjEyIiwicG9ydHJhaXQiOiIxMCJ9" pp_check_color_a="#000000" f_pp_font_weight="600" pp_check_square="#000000" msg_composer="" pp_check_color="rgba(0,0,0,0.56)" msg_succ_radius="0" msg_err_radius="0" input_border="1" f_unsub_font_family="downtown-sans-serif-font_global" f_msg_font_size="eyJhbGwiOiIxMyIsInBvcnRyYWl0IjoiMTIifQ==" f_input_font_size="eyJhbGwiOiIxNCIsInBvcnRyYWl0IjoiMTIifQ==" f_input_font_weight="500" f_msg_font_weight="500" f_unsub_font_weight="500"]

Latest stories